When it comes to charitable giving, one of the simplest yet most powerful strategies is naming a charity as a beneficiary on your retirement accounts

Many people think of their retirement accounts as entirely their own—a reward for decades of hard work and saving. But there’s a silent partner waiting in the wings: the IRS.

If you’re nearing the end of your working years and preparing for this significant life change, you’re on the “final approach” to retirement. This post outlines three essential steps to help you navigate this critical phase with confidence and clarity.